The Italian Payment Platform built for your Business
RoxPay is the All-in-One fintech infrastructure unifying Online Gateways, Android POS, and Open Banking in a single automated accounting flow.
- ✓ Disruptive fees: 0.45% - 0.75% + Interchange Fee
- ✓ One-Click cross-merchant user recognition
- ✓ Integrated E-Invoicing and OTP digital signature
- ✓ Secure and certified payment card tokenization
Monthly Partner's Rebate
3D Secure authentication
Supplier invoice #INV-2847
Daily payout — Batch #1042
Retail Store Milano — TID 8831
KYC & AML checks passed
Stop wasting time with fragmented gateways
Data silos and fragmented payments
Physical POS and online gateways that don't talk to each other. Waste hours in manual reconciliation.
Complex checkout and abandonment
Customers must re-enter data every time. Without cross-merchant recognition, conversion suffers.
Compliance and Tax nightmare
Sensitive data management and tax synchronization steal precious time from your core business.
Opaque commissions
International gateways hide costs. Your margins are eroded by flat rates that are too high.
An agnostic and secure ecosystem
RoxPay is not just a provider, but a technological partner acting between the user and any server.
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✓
Network Tokenization: One-Click user recognition across the entire RoxPay network
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✓
PCI Proxy Shield: Build your custom checkout without touching sensitive data on your servers
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✓
Electronic Invoicing: Automatic submission to SDI integrated directly into the payment flow
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Omnichannel Continuity: Unified accounting flow between Android PAX terminals and online store
ISO 27001, ISO 9001 certifications and PCI/DSS compliance guaranteed.
Enterprise Technology for your brand
Agnostic PCI Proxy
Total UX design freedom by removing PCI/DSS scope from your infrastructure.
Scopri di più →BNPL & Credit Scoring
Installment payments approved in milliseconds via direct Crif and Open Banking integration.
Scopri di più →Open Banking (PIS/AIS)
Card alternative with irrevocable instant transfers and real-time balance analysis.
Scopri di più →Pagamenti Ricorrenti
Automatizza abbonamenti e incassi periodici con smart retrying AI, dunning management e account updater anti-churn.
Scopri di più →POS Smart Android
Terminali PAX di ultima generazione con app RoxPay preinstallata. Accettazione carte, QR code e wallet in un unico dispositivo.
Scopri di più →Sicurezza e Antifrode
Analisi del rischio in tempo reale con machine learning, 3D Secure 2.0 adattivo e monitoraggio transazioni 24/7.
Scopri di più →Perché le aziende scelgono RoxPay rispetto ai gateway internazionali
Un'infrastruttura costruita sulle specificità fiscali e operative del mercato italiano. Nessun compromesso tra qualità del servizio e trasparenza dei costi.
- ✓ IC++ Commissions
Interchange plus plus model: you know exactly what you pay on every transaction. No opaque markups.
- ✓ 24h Settlement
Receive funds in your account within 24 business hours, vs 7-14 days with traditional gateways.
- ✓ Zero monthly fixed costs
No fixed fees: you only pay on transactions actually processed.
* Fees may vary based on transaction volume and the type of card used by the customer.
🧮 Calculate Your Savings
Compare RoxPay's IC++ model with market standard flat rates.
Sicurezza enterprise e conformità normativa su ogni transazione
Ogni pagamento processato da RoxPay è protetto da standard di sicurezza di livello bancario e conforme alle normative europee vigenti.
PCI DSS Level 1
Massimo livello di certificazione per la protezione dei dati carta
ISO 27001
Gestione della sicurezza delle informazioni certificata
ISO 9001
Sistema di gestione della qualità certificato secondo gli standard internazionali
ACN Cybersecurity
Conformità alle linee guida dell'Agenzia per la Cybersicurezza Nazionale
Frequently Asked Questions
What are RoxPay's rates?
We apply a transparent IC++ model with commissions between 0,45% and 0,75% plus Interchange Fee.
How long does it take to integrate RoxPay?
Basic integration takes just a few hours thanks to our RESTful APIs and ready-to-use SDKs. Our technical team supports you through the entire onboarding process.
Can I use RoxPay both online and in-store?
Yes, RoxPay unifies e-commerce payments and physical Android POS in a single dashboard. Automatic reconciliation, real-time reports, and centralized management.
Is electronic invoicing included?
Yes, RoxPay integrates automatic electronic invoice submission to SDI directly into the payment flow, with OTP digital signature included.
Switch to intelligent financial management
Reduce operational costs and increase conversion with the infrastructure used by Sky and ACI Informatica.