AI anti-fraud for online payments and e-commerce
The RoxPay fraud detection system analyzes every transaction in real time with artificial intelligence. Dynamic 3D Secure activated only when needed. Chargeback center to manage disputes. Complete protection, intact conversions.
- ✓ AI fraud detection with real-time analysis (<50ms)
- ✓ Dynamic 3D Secure 2.2 — OTP only if necessary (-40% drop-offs)
- ✓ Chargeback and dispute management center with guided strategy
- ✓ Managed PCI-DSS tokenization — zero card data on your servers
Monthly Partner's Rebate
3D Secure authentication
Supplier invoice #INV-2847
Daily payout — Batch #1042
Retail Store Milano — TID 8831
KYC & AML checks passed
Online fraud costs European businesses over €4.3 billion per year
Direct fraud losses
Every fraudulent transaction is money lost. In Europe, card fraud has exceeded €4.3 billion annually. Prevention costs less than post-event management and protects brand reputation.
Costly and complex chargebacks
Managing disputes requires time, accurate documentation and responses within strict deadlines. Many businesses lose claims due to inadequate evidence or manual processes that are too slow.
False positives blocking sales
Overly aggressive anti-fraud systems block legitimate customers, causing checkout abandonment and reputational damage. Balance between security and conversion rates is essential.
Smart protection: block fraud, not customers
The RoxPay anti-fraud system integrates into your checkout via RESTful API. Machine learning trained on millions of transactions, distinguishing fraudulent patterns from legitimate ones while adapting to each merchant's risk profile.
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Pre-charge blocking: Fraud is intercepted before the charge occurs, eliminating risk at the source and protecting the merchant from losses and chargebacks.
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Minimized false positives: AI algorithms distinguish suspicious behavior from legitimate customers, avoiding unjustified blocks that penalize conversion rates.
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Customizable thresholds by industry: Each merchant configures anti-fraud sensitivity based on their risk profile, industry and transaction volume.
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Dynamic 3DS (-40% drop-offs): Strong authentication is requested only when risk justifies it. Smooth checkout increases conversions without increasing fraud.
-40% checkout drop-offs compared to always-on 3D Secure, maintaining the same level of protection thanks to RoxPay risk scoring algorithms.
Advanced defense tools
Smart Fraud Detection AI
Real-time analysis of IP, geolocation, device fingerprint, transactional velocity and behavioral patterns. Machine learning trained on millions of transactions.
Scopri di più →Dynamic 3D Secure 2.2
Strong authentication is only requested when our algorithms detect an elevated risk level. -40% drop-offs compared to always-on 3DS.
Scopri di più →PCI-DSS Tokenization
Card data never touches your servers. It's converted into secure tokens managed by RoxPay. Your PCI scope is reduced: you only need to fill out a simplified SAQ.
Scopri di più →Chargeback Management Center
Dedicated dashboard to monitor disputes, upload delivery evidence and respond to claims with guided strategy. Increase your dispute win rate.
Scopri di più →Customizable blacklist and whitelist
Block card BINs, IPs, emails and suspicious devices in one click. Authorize trusted customers for fast checkout without additional checks.
Scopri di più →Anti-fraud reports and analytics
View fraud trends, chargeback rates, false positives and anti-fraud system effectiveness. Data filterable by period, method and channel, exportable to CSV.
Scopri di più →Protect your business without limiting it
RoxPay AI anti-fraud reduces losses, increases conversions and manages chargebacks. Talk to a security expert.