Digital payments for banks and financial institutions
Unify payment flows, automate reconciliation and reduce operational costs with a modular, PSD2-compliant infrastructure.
Where banks lose efficiency in digital payments
In the banking sector, payment flows are increasingly fragmented across external gateways, legacy platforms and third-party fintech solutions.
Fragmented systems
Millions of micro-transactions flow between accounts, cards, wallets and open banking APIs, managed by systems that don't communicate seamlessly.
Slow reconciliation
Duplicate data, operational delays and lack of visibility on aggregated cash flow slow down the collection and reconciliation cycle.
Compliance & security
Unifying digital payments without compromising compliance, security and operational performance remains a complex challenge for CFOs and IT.
Why RoxPay makes the difference for banks
RoxPay provides a modular, integrable payment infrastructure that connects to existing banking systems, core banking and fintech providers already in use.
Thanks to an in-house development team and proprietary technology, we create custom integrations with ERPs, CRMs, API platforms and payment gateways, enabling unified and automated flow management.
RoxPay is not an intermediary, but a technology partner able to communicate directly with your financial infrastructure, reducing collection times and increasing accounting accuracy.
Concrete benefits for your institution
Automatic reconciliation
Automatic reconciliation between transactions, gateways and core banking systems. Zero manual intervention, maximum accuracy.
Direct API integration
Direct integration via REST APIs, webhooks and dedicated plugins for major banking ERPs and management systems.
Fast settlements
Settlements in 24–48 hours with full traceability and commissions starting from 0.5%.
Reduced operational risk
Proprietary antifraud algorithms and centralized control to reduce operational risk on every transaction.
Real-time dashboard
Monitor volumes, margins and multichannel flows with a real-time analytical dashboard.
How integration works
RoxPay solutions integrate with the existing banking IT ecosystem via REST APIs, SDKs and dedicated connectors.
Payments are automatically synchronized with accounting, treasury and open banking platforms, ensuring end-to-end consistency and traceability.
Analysis of the IT ecosystem and existing payment flows
Configuration of REST APIs, webhooks and dedicated connectors
Synchronization with core banking and accounting systems
Go-live with monitoring and dedicated support
Ready to transform your institution's payments?
Contact us to discover how RoxPay can integrate into your banking infrastructure.