Shopping Centers & Retail

Higher margins with integrated payments

Thousands of daily transactions, multiple POS, self-checkouts, online shopping and loyalty cards: unify every collection flow in a single, traceable and automated ecosystem.

The problem

Payment chaos in large-scale retail

In retail and shopping centers, payment management is a critical bottleneck between checkout front-end, management systems, accounting and loyalty platforms.

Systems that don't communicate

Physical POS, self-checkouts, e-commerce for home delivery and loyalty apps: each channel generates separate data, impossible to reconcile in real time.

Endless reconciliation

Thousands of daily micro-transactions from multiple stores. Accounting is fragmented and administrative staff is stuck on manual checks.

Zero margin visibility

CFOs and IT managers have no real-time visibility on collection flows. Every inefficiency erodes the entire chain's margins.

Multi-store complexity

Coordinating payments across dozens of stores, each with different POS and checkouts, makes centralized cash planning impossible.

The RoxPay solution

Technology partner for retail

RoxPay was built as a technology partner, not a simple intermediary. With an in-house development team, we integrate collection systems into existing management software.

ERP, CRM, checkouts, shopping apps, e-commerce platforms: each integration is custom-built, interfacing directly with your management APIs or proprietary store software.

This way, physical and digital payments become an organic part of the shopping center's operational infrastructure.

Unified flow

Physical + Digital

Omnichannel

Every touchpoint, one unified flow

Physical POS

Traditional checkouts and self-checkout integrated with central management in real time.

Self-checkout

Self-checkout and payment kiosks synced with accounting without manual intervention.

E-commerce & online shopping

Payments for home delivery and click-and-collect automatically reconciled.

Loyalty cards & apps

Loyalty, discount vouchers and cashback integrated into the payment flow without duplication.

Gift cards & vouchers

Centralized management of gift cards, meal vouchers and multi-brand vouchers.

Multi-store

Centralized dashboard to monitor volumes, margins and fees for every store location.

Concrete benefits

Optimize every transaction in your chain

Automatic reconciliation

POS, e-commerce and corporate accounting reconciled automatically. No manual checks.

Settlements in 24-48 hours

Complete traceability and fees from 0.5%. Funds credited the next day.

ERP and checkout integration

REST APIs and custom plugins to connect to your chain's ERP and central checkouts.

Unified physical and virtual POS

Unified management of all POS terminals, even multi-store, from a single platform.

Analytics dashboard

Monitor margins, volumes and transaction costs in real time for every single store.

How it works

Integration into your IT ecosystem

RoxPay solutions plug directly into the shopping center's infrastructure: via REST APIs, SDKs or dedicated plugins.

Every step — from authorization to settlement — is tracked and accessible from a single dashboard. Everything is developed in-house, without third parties.

1

Mapping of collection channels and IT infrastructure

2

Connection via API/SDK to checkouts, POS and central management

3

Automatic synchronization between payments and accounting

4

Go-live: every transaction tracked in multi-store dashboard

Tangible results

Measurable efficiency

Shopping centers that adopt RoxPay reduce reconciliation times by up to 90% and eliminate discrepancies between POS and management systems.

-90%

Reconciliation time

0

POS-management discrepancies

24h

Collection flow visibility

Optimize your retail chain's margins

Discover how RoxPay can integrate with your management system, automate reconciliation and improve profitability.

FAQ

Find answers to frequently asked questions