IC++ Model

Transparent pricing, shared growth

A hybrid SaaS + Pay-Per-Use model that scales with your business. Pay for what you use, grow without limits.

SaaS from €12/mo
Pay-Per-Use from €0,005
IC++ from 0,72%
Moduli

Platform Modules

Activate only the modules you need. Each service has a fixed monthly fee and a transparent usage-based cost.

Lightspeed

Email & SMS
€ 19 / month

Pay-Per-Use

  • € 0.005 / email
  • € 0.055 / SMS
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Lightspeed

What's included
  • Unlimited transactional emails
  • SMS with automatic fallback
  • Customizable templates
  • Open & click tracking
  • Optimized deliverability
  • Scheduled sending
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WhatsApp API

Business Messaging
€ 39 / month

Pay-Per-Use

  • € 0.069 / message
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WhatsApp API

What's included
  • Verified Business account
  • Approved message templates
  • Automated chatbots
  • Interactive replies (buttons)
  • Rich media (images, PDF)
  • Real-time webhooks
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Secure Sign

Digital Signature
€ 12 / month

Pay-Per-Use

  • € 1.00 / contract
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Secure Sign

What's included
  • Advanced electronic signature
  • eIDAS legal validity
  • Complete audit trail
  • Reusable contract templates
  • Sequential multi-signing
  • Certified archiving
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API REST

Custom Integrations
€ 49 / month

Pay-Per-Use

  • € 0.015 / call
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API REST

What's included
  • Complete RESTful endpoints
  • OAuth 2.0 authentication
  • Unlimited sandbox
  • Configurable webhooks
  • Flexible rate limiting
  • Interactive documentation
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Fees

Card Network Commissions

Transparent rates based on card network, card type and transaction geolocation. Fixed fee: € 0.19 per transaction.

Visa

Geolocation Consumer Commercial
Debit / Prepaid Credit Debit / Prepaid Credit
Italy – Domestic 0,72% 0,72% 0,72% 0,72%
Europe – Intra EEA 0,74% 0,75% 0,74% 0,75%
Europe – Non EEA 0,78% 0,78% 0,78% 0,78%
International – Extra EU 1,39% 1,39% 1,39% 1,39%

Fixed fee: € 0,19 / transaction

Mastercard

Geolocation Consumer Commercial
Debit / Prepaid Credit Debit / Prepaid Credit
Italy – Domestic 0,78% 0,78% 0,78% 0,78%
Europe – Intra EEA 0,80% 0,80% 0,80% 0,80%
Europe – Non EEA 0,90% 0,95% 0,90% 0,95%
International – Extra EU 1,49% 1,54% 1,49% 1,54%

Fixed fee: € 0,19 / transaction

What's included

Everything you need to accept online payments

Every RoxPay plan includes enterprise-grade tools, regulatory compliance and dedicated support. No extra cost for core features.

Real-time Dashboard

Monitor transactions, conversions and revenue in real-time

Dedicated Onboarding

Personal account manager for setup and team training

Priority Support

Technical assistance with response within 15 minutes

Sandbox

Free unlimited test environment, identical to production

API Documentation

Interactive documentation with examples in 6 languages

PCI DSS Level 1

Highest certification level — card data never touches your servers

3D Secure 2.0 & SCA

Strong authentication with smart exemptions to maximize conversions

Settlement T+1

Funds credited to your account by the next business day

Report & Analytics

Detailed reports on transactions, chargebacks, reconciliation and performance

FAQ

FAQ about pricing

How much does RoxPay cost per month?

SaaS fees start at €12/month per module. Pay-per-use costs are added based on actual usage. No minimum transaction volumes or exit penalties.

What does IC++ (Interchange Plus Plus) mean?

IC++ is the most transparent pricing model in payments. Each transaction separately shows: interchange fee (set by Visa/Mastercard), scheme fee, and our fixed margin. You know exactly what you're paying for.

Are there hidden fees or contract lock-ins?

No. No hidden fees, no minimum term, no exit penalties. The setup cost is one-time and includes full onboarding, training and configuration. You can deactivate modules anytime.

How is the setup cost calculated?

The setup cost is based on annual merchant revenue. It starts at €119 for revenues up to €50,000 and scales with decreasing impact. Includes dedicated onboarding, team training and full platform configuration.

Ready to sell more?

Request a demo and discover how Roxpay can increase your e-commerce conversions.